
Answers to Common Consumer Questions
What Protection From Risk Does Title Insurance Provide Against Defects and
Hidden Risks?
Title insurance will pay for defending against any lawsuit attacking the title
as insured, and will either clear up title problems or pay the insured's losses.
For a one-time premium, an owner's title insurance policy remains in effect
as long as the insured, or the insured's heirs retain an interest in the property,
or have any obligations under a warranty in any conveyance of it. Owner's title
insurance, issued simultaneously with a loan policy, is the best title insurance
value a property owner can get.